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FIG regime and OWR when you move to the UK from India, the US, or Singapore

19 Jul 2026

Search "FIG regime India to UK" or "OWR for US to UK movers" and you'll find plenty of general explainers, but a natural question underneath all of them is whether the rules actually change depending on where you moved from. They don't. The Foreign Income and Gains regime and Overseas Workday Relief are UK-side rules: what qualifies you is your history of UK residence, not your nationality or the country you left.

The qualifying test doesn't care about origin country

Broadly, you qualify for the FIG regime's first four years of relief if you become UK tax resident after 10 consecutive tax years of non-UK residence, and your role involves duties performed outside the UK. That test is identical whether the years before your move were spent in India, the US, Singapore, or somewhere else entirely. Always confirm your own eligibility with a qualified tax advisor, since residence history can have edge cases.

What genuinely differs by origin country

What changes isn't the relief itself, but the shape of the income you're likely bringing with you:

Where FIG Tracker fits in

Whatever country you're moving from, FIG Tracker handles the part that's the same for everyone: counting overseas workdays, sourcing each RSU tranche and bonus over its own period, and producing day-by-day evidence you can hand to an accountant. See how the RSU and bonus sourcing calculation actually works for the detail.

FIG Tracker is a calculation aid, not tax advice. Always verify your figures and eligibility with a qualified tax advisor before filing with HMRC.

Frequently asked questions

Does the FIG regime work differently if I moved to the UK from India rather than the US or Singapore?
No. The qualifying test is about your UK residence history, not your origin country: broadly, becoming UK tax resident after 10 consecutive tax years of non-UK residence. Someone moving from India, the US, Singapore, or anywhere else qualifies on the same basis, provided their job involves duties performed outside the UK. Always confirm your own eligibility with a qualified tax advisor.
Do RSUs granted by a US employer before I moved to the UK from India still qualify for OWR?
The RSU's grant-to-vest window is what matters, not where the grant came from or where you were living at grant date. If part or all of that window falls before your UK arrival, that portion is sourced as overseas — this applies the same way whether the tranche was granted while you were based in India, the US, or anywhere else.